Default prevention

Transform risk into opportunity by preempting financial defaults with precision and insight.

Solve the problem, before the problem becomes "the problem".

Our technology is:

Menhir’s Explainable AI illuminates the decision-making pathways, giving financial institutions crystal-clear insights into why certain accounts may be heading towards default, enhancing trust and regulatory compliance.

Our Causal AI delves into the root causes behind potential defaults, analyzing patterns that precede financial distress, allowing for timely and effective preventative measures.

This technology translates analytical predictions into practical steps, empowering lenders to act swiftly to mitigate risks before defaults materialize.

Action core

Decision Apps

Menhir's Decision Apps utilize real-time data and predictive analytics to identify at-risk accounts early, enabling targeted intervention strategies that prevent defaults and preserve customer relationships.

Data & Model core

AI Models & Algorithms

Our advanced AI models assess individual customer risk factors and broader economic indicators to forecast potential defaults, providing a proactive approach to credit risk management.

Data Collectors & Data Fabric

Menhir’s Data Fabric integrates diverse data streams from customer financial transactions, credit history, and external economic conditions to form a comprehensive risk assessment tool.

Default prevention by use case

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Menhir’s impact in Default Prevention

Menhir redefines financial stability with AI-driven default prevention that safeguards assets and enhances lender resilience.

Dynamic Credit Limit

Adjust credit limits in real-time based on AI-driven risk assessments, ensuring optimal credit management and reducing exposure to high-risk customers.

Proactive Management

Anticipate and address default risks before they escalate by using AI analytics to guide early intervention and customer outreach.

Digital Communications

Enhance customer engagement and improve collections through targeted digital communications, designed to reduce defaults and encourage timely payments.

Build Tomorrow, Today.

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